Auto Insurance
Driving in Colorado comes with responsibility—and that includes securing proper auto insurance. At PDI CO, we help you navigate your options to find a policy that meets state requirements and provides protection for you, your passengers, and your vehicle. Learn about the types of coverage and why full protection is the smartest choice.
Colorado Auto Insurance Requirements
Colorado law mandates that all drivers maintain minimum liability coverage. The requirements include:
- Bodily Injury Liability: $25,000 per person and $50,000 per accident to cover injuries to others.
- Property Damage Liability: $15,000 per accident to cover damages to another person's property.
While these minimums keep you compliant, they rarely cover the full costs of accidents or injuries. Additional coverage is often necessary for better protection.
Types of Auto Insurance Coverage
PDI CO offers a variety of policies to match your specific needs. Types of coverage include:
- Collision: Covers damages to your vehicle in the event of an accident, regardless of fault.
- Comprehensive: Protects against incidents like theft, weather damage, or vandalism.
- Uninsured/Underinsured Motorist: Provides coverage if a driver hits you without adequate insurance.
- Medical Payments Coverage: Helps cover medical bills for you and passengers after an accident.
Why Full Coverage is a Smart Decision
While meeting legal requirements is essential, full coverage offers broader protection. Combining collision, comprehensive, and liability insurance ensures you're covered for a wider range of risks. Whether it's repairing your car, covering medical bills, or handling damages caused by severe weather, full coverage shields you from unexpected expenses on the road.
Get a Quote Today
At PDI CO, we're proud to serve Colorado drivers with reliable auto insurance options. Compare quotes online for auto coverage or contact our team to learn more about how we can assist you with your insurance needs.
