Umbrella Insurance
Protecting yourself from unexpected liability claims is critical, especially in today's world where expenses can quickly escalate. Umbrella insurance from PDI CO provides Colorado residents with an extra layer of liability coverage that protects your assets when other policies reach their limits. Whether you're safeguarding your family or securing your financial future, umbrella insurance is a smart way to stay protected.
What Is Umbrella Insurance?
Umbrella insurance is a policy that extends the liability coverage of your existing insurance policies. If claims exceed the limits of your primary coverage—such as home or auto insurance—your umbrella policy steps in to cover additional costs. This includes legal fees, settlement amounts, and judgments arising from lawsuits. With umbrella protection, you won't have to worry about draining your assets to pay for damages.
Why Do Most People Choose Umbrella Insurance?
Umbrella insurance is often chosen by those who want to protect high-value assets or individuals with higher risks of liability exposure. For example, scenarios such as hosting events, owning rental properties, or being at fault in a severe car accident can result in substantial legal and financial responsibilities. By adding an umbrella policy, you'll gain peace of mind knowing that you're prepared for even the most costly situations.
What Policies Qualify for Umbrella Insurance?
Umbrella insurance works alongside key policies you already have. Commonly qualifying policies include:
- Homeowners Insurance: Extends liability protection for accidents or claims involving your property.
- Auto Insurance: Adds extra coverage in case of severe car accidents.
- Renters Insurance: Provides liability support for tenants when damages or injuries occur.
- Boat Insurance: Offers extended coverage for boating-related liabilities.
Get Umbrella Coverage Today
Umbrella insurance offers affordable protection for life's bigger risks. At PDI CO, we can help you find the liability coverage you need to protect your financial future. Since our quoting tool only works for home and auto insurance, contact us directly to learn more about umbrella policies and start securing your assets today.
